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You don't day if you tapered down slowly off your meds, nor which meds they were, but if you quit them abruptly then you could well be suffering withdrawal from stopping them. This can happen even when you taper off, but it's much more likely to be bad if you quit abruptly. You only have to see your psychiatrist when you make changes and the generic drugs don't cost very much. So if you need the med, insurance or no insurance isn't as crucial as it is for other things, such as regular check-ups and surgery and the like. 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Sertraline works by affecting chemicals in the brain that may become unbalanced and cause depression, panic, anxiety or obsessive-compulsive symptoms. Sertraline can be used to treat a wide variety of medical conditions, all of which will generate quite a bit of interest during the underwriting process. This is why it’s so important to first get a really good idea about the severity of your condition so that you can pick and choose which insurance type and company will be best for you BEFORE you apply. From here, we’ll generally have a pretty good idea about the “types” of life insurance policy you may or may not be eligible for. We’ll also have a reasonable idea if you’ll be eligible for a traditional term or whole life insurance policy and if the insurance companies will want to order additional medical records prior to making a decision about your life insurance application. 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