The first thing to realize about a “secret account” sometimes referred to by the euphemism “offshore account” is that in order to be kept secret from your potential enemies (creditors and tax collectors) it must be kept secret from everyone! Generally speaking, a stranger you meet at a bar or ball game isn’t the person who turns you in to a tax collector or otherwise blows the whistle on you. Besides Big Brother, your potential enemies include your spouse, lover(s), your business associates or partners, your own kids. These days, you must add to the list of potential informants against you, your accountant(s) or lawyer(s). Your accountant, lawyer, stockbroker or local banker in many jurisdictions, particularly the US, is personally liable for criminal prosecution if he has knowledge of any concealment of assets, tax frauds, or other peccadilloes; if your own hired hands don’t turn you in they may be breaking the law! 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