Although initially reported as a bank icici bank forex branches in hyderabad for women, the bank allows deposits to flow from everyone, but lending will be predominantly for women. Also, for women, per capita credit is 80 per cent lower than males.
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The bank will also place emphasis on funding for skills developments to help in economic activity. Moreover, the products will be designed in a manner to give a slight concession on loan rates to women. One of the other objectives of the bank is to promote asset ownership amongst women customers. Studies have shown that asset ownership amongst women reduces their risk of suffering from domestic violence.
The Bank’s initial capital consists of Rs 1,000 crores. As of date it has 105 Branches. US-based FIS Global, in partnership with Wipro is providing IT systems at the country’s first women-focussed bank. The Bank currently has 103 branches and is planning to open more than 700 branches within 2 years. Currently Bharatiya Mahila Bank’s branches are located at the following places- Mumbai-Nariman Point, Central Mumbai-Ghatkopar, Thane, Pune, Patna, Noida, Chandigarh, Bhubaneshwar, Panchkula, Kochi, Vadodara, Ahmedabad, Indore, Bhopal, New Delhi-Nehru Palace, New Delhi-Model Town, Chandigarh, Gurgaon, Patna, Ranchi, Raipur, Guwahati, Shimla, Shillong, Gangtok, Thiruvananthapuram, Chennai, Coimbatore, Madurai, Bengaluru, Mangalore, Hyderabad, Visakhapatnam, Jaipur, Alwar, Dholpur, Komargiri, Kakinada, Goa-Panji, Agartala, Agra, Haridwar, Kanpur, Lucknow, Dehradun, Doddapalya, Kutiyatu, Murshidabad and Lalithadripura. Bharatiya Mahila Bank was wholly owned by Government of India. Initially the bank had a board of directors consisting of eight women.